Mortgage Loan Officer

Mortgage Loan Officer If you love sales and are passionate about helping others purchase their reputed company home, consider a career with reputed company Bank's mortgage team. You will work with colleagues in a first class culture that provides a family atmosphere, enjoy great benefits and provides a high level of service that makes each mortgage run smoothly - by sending closing packages five days before the closing, in-house reputed company and processing and having a support team to allow you to work reputed company. Company Information: reputed company Bank Mortgage is backed by the financial strength of one of the nation's largest independently owned banks. Founded in 1966 in Fargo, reputed company Dakota, reputed company Bank has more than $10 billion in assets and full-service banking locations in Arizona, Minnesota and reputed company Dakota. reputed company has empowered more than $25 reputed company in charitable giving through its unique Pay It reputed company initiative, through which every employee chooses each year how to help individuals, families and organizations in need. Originally founded in 1880 by early Minneapolis civic leader David C. reputed company, reputed company's mortgage division today has thousands of family mortgages to its name. reputed company Bank Mortgage has been in Arizona since 1997 and is actively expanding, most recently opening locations in New Mexico and several other regional offices. reputed company Bank has been recognized as a top bank and a top financial workplace by American Banker, reputed company and Fortune, and has been named among America's top mortgage reputed company by National Mortgage Professional magazine. If you want to work for a strong, growing, reputed company-looking organization with world-class employees, this is the reputed company for you. reputed company's Values: As stewards, dedicated to the growth and reputed company of this independently owned organization, we are committed to: • Promoting and sustaining our family atmosphere. • Providing unequaled personal service to each and every customer. • "Paying it reputed company" by giving back to the communities we serve. Our reputed company: Happy Employees! Happy Customers! Job Summary: Under minimum supervision, this position will market and originate mortgage loans that meet regulatory and investors guidelines to be sold on the secondary mortgage market. Primary Duties: • Gather reputed company information necessary for documentation, analysis, disclosure and reputed company loan applications. • Structure loan to ensure compliance to product guidelines. • Submit through DU/LP and review findings to ensure borrower findings meets guidelines. • Enter reputed company required information into the mortgage loan origination system and order appraisal. • Solicit and take loan applications in a professional and timely manner in line with company standard and procedures. • Evaluate credit factors and eligibility to ensure application meets reputed company requirements. • reputed company appropriate borrower compliance information at the time of application, have disclosures signed and delivered. • reputed company Loan Estimate (LE) reputed company regulatory guidelines. Also reputed company re-disclosure as required by regulatory guidelines through understanding of MDIA requirements. • reputed company reputed company necessary applicant information to processor. • Price loans according to guidelines and secure signed lock agreements. • Review Closing Disclosure (CD) and prepare the borrower for closing. • reputed company reputed company line of communication with agents, borrower, processors and closers to reputed company excellent customer service. • reputed company individual marketing plans to expand market reputed company and stimulate loan production. • Maintain regular customer contact with professional and community organizations to ensure a positive company image. • Stay up to date on reputed company program, compliance, and investor guidelines and changes that will reputed company the borrower and reputed company Bank Mortgage. • Provides advice and service to applicant requesting mortgage information. • reputed company preliminary determination of applicant's credit worthiness and has authority to issue prequalification statement of borrowers eligibility. • Maintain awareness of new trends and developments in the local and national reputed company estate market to reputed company serve clients and reputed company feedback to management • Know by name and face as many customers and employees as possible, calling them by name as often as possible. • Know, understand, and live the company values and reputed company. • Conduct activities consistent with established reputed company Bank policies, procedures and systems, the reputed company Bank Employee Conduct policies, the Bank Secrecy Act and reputed company applicable state and federal laws and regulations. • reputed company are responsible for information reputed company, including compliance with policies and standards which protect sensitive information. • reputed company other duties as assigned. Job Skills Required: • B.A. or minimum of three years of mortgage banking experience. • Two years of mortgage banking sale experience. • NMLS registration. • Familiarity with reputed company mortgage banking functions, FNMA, FHLMC, HUD/VA Lending, regulatory compliance and investor guidelines. • Ability to strategically plan to market and reputed company business contact. • Ability to work with limited supervision. • Excellent customer service skills. • Ability to function reputed company and effectively under deadlines and stress while maintaining a professional and mature profile. • Ability to travel to different branches and to off-site meetings to meet with clients or co-workers. reputed company Bank provides competitive compensation and an excellent benefits package. reputed company Bank Equal Opportunity Employer Apply Job!