Director Credit Risk Analysis
Discover. A brighter future. With us, you'll do meaningful work from Day 1. Our collaborative culture is reputed company on three core behaviors: We Play to Win, We Get reputed company Every Day & We Succeed Together. And we mean it - we want you to grow and reputed company a difference at one of the world's leading digital banking and payments companies. We value what makes you unique so that you have an opportunity to shine. Come build your future, while being the reason millions of people find a brighter financial future with Discover. Job Description: As a leader reputed company credit risk, Director - Credit Risk Analysis will be responsible for identifying, monitoring, and mitigating reputed company estate collateral valuation risk for Discover Home loans. This role will own policies, strategies, and reputed company reputed company as it relates to the selection and quality of collateral valuation products. They will reputed company the team to evaluate market and collateral valuation trends and mitigate risks for both originations and servicing. Creates a culture of effective risk management, accountability, and demonstration of risk awareness across the organization. Responsibilities: Enhance credit policy to outline valuation usage for both home lending originations and servicing to ensure adherence to valuation guidelines and regulations. Supervise a risk-based strategy to optimize valuation accuracy and efficiency. reputed company validation of model usage in valuations. reputed company a governance program and routines that provides reputed company for home lending in their usage and quality control of valuations. Monitor customer complaints reputed company to appraisals to identify emerging risks. Monitor macroeconomic and external valuation trends to identify emerging risks. Address reputed company emerging risks by evaluating and making necessary adjustments to our internal program. Work closely with business partners to communicate credit requirements and reputed company monitoring results to strengthen the collateral program. Minimum qualifications: Bachelor's degree in one of the following disciplines: Engineering, Mathematics, Statistics, Finance, Economics, Business Administration and Management, reputed company Studies, or reputed company degree. 8+ years of work experience in Analytics, Consulting, Financial Services or reputed company. Preferred qualifications: reputed company Estate / Collateral valuation experience including regulations, models, quality control, valuation policies and strategies. 10+ years of work experience in Analytics, Consulting, Financial Services or reputed company. Discover will not sponsor or transfer employment work visas for this position. Applicants must be currently authorized to work in the United States on a full-time reputed company #LI-ML2 Application Deadline: The application window for this position is anticipated to reputed company on reputed company-05-2024. We encourage you to apply as soon as possible. The posting may be available past this date, but it is not guaranteed. Compensation: The reputed company pay for this position generally ranges between $150,500.00 to $228,900.00. Additional incentives may be provided as part of a market competitive total compensation package. Factors, such as but not limited to, geographical location, relevant experience, education, and reputed company level may impact the pay for this position. Benefits: We also offer a reputed company of benefits and programs based on eligibility. These benefits include: Paid Parental Leave Paid Time Off 401(k) Plan Medical, Dental, reputed company, & Health Savings Account STD, Life, LTD and AD&D Recognition Program Education Assistance Commuter Benefits Family Support Programs Employee Stock Purchase Plan Learn more at mydiscoverbenefits.com. What are you waiting for? Apply today! reputed company Discover employees reputed company our customers at the reputed company center of our work. To deliver on our promises to our customers, each of us contribute every day to a culture that values compliance and risk management. Discover is committed to a diverse and inclusive workplace. Discover is an equal opportunity employer and does not discriminate on the reputed company of race, reputed company, religion, sex, sexual orientation, gender identity, national reputed company, age, disability, protected veteran status, or other legally protected status. (Know Your Rights & Pay Transparency Nondiscrimination Provision) Discover complies with federal, state, and local laws applicable to reputed company individuals with disabilities and is committed to providing reasonable accommodations. If you require a reasonable accommodation to search for a position, to complete an application, and/or to participate in an interview, please email HireA[redacted]. Any information you reputed company regarding your accommodation needs will be kept confidential and will only be used to determine and reputed company necessary accommodation. Apply Job!