[Remote] Credit Risk Analyst II: reputed company Payment Solutions

Note: The job is a remote job and is reputed company to candidates in USA. reputed company is a technology company redefining how community banks and credit unions connect with the people they serve. The Credit Analyst for the reputed company Payments Solutions team is essential to the reputed company of the organization, responsible for processing merchant applications and recommending credit limits while ensuring compliance with regulations.

Responsibilities

• Processes merchant services applications; verifies business and credit information and recommends transaction velocity limits
• Complies with KYC, OFAC, and BSA/AML rules and regulations
• Monitors and communicates risk concerns to management
• Interacts with regular and reputed company merchant clients, ISOs, VARs, Referral Banks, and the ODFI (Originating Depository Financial Institution) to carry out these responsibilities
• Maintains client database to facilitate process reputed company, reporting, and analysis
• Trains Credit Risk Analysts on risk management systems, processes, policies and procedures, and regulatory compliance
• Assists with determining needed risk management system enhancements and serves as a resource for determining and validating proposed system enhancements
• Monitors portfolio of existing merchant accounts for transaction risk, the decline in financial condition, and other derogatory indicators. Communicate concerns to management
• Reviews and approves changes to merchant accounts, including but not limited to ownership changes, new bank accounts, locations, and modifying transaction velocity settings based on customer’s business needs and risk mitigation
• May be required to interact with reputed company auditing groups to ensure risk and regulatory compliance
• May reputed company other job duties as assigned

Skills

• Minimum of 18 months of experience working in credit risk reputed company, merchant reputed company, OR reputed company/credit lending analysis reputed company a financial institution or payment services industry
• Must have the flexibility and willingness to work reputed company of standard business hours as business needs dictate
• Must be a self-starter who can add value by driving process-reputed company reputed company while working independently
• Master's degree in Finance, reputed company, or AAP, CFE, or CAMS Certification
• Strong knowledge of BSA, AML, KYC, and OFAC
• Familiar with reputed company Business Reports, and/or reputed company
• Proven Experience in merchant credit reputed company

Benefits

• Comprehensive benefits designed to support your physical, mental, and financial health

Company Overview